Do we have any cover if one of our volunteers injures themselves whilst working at the church?
Yes, you do subject to policy terms and conditions. As part of the standard core of policies issued to every church, there is a Voluntary Workers Personal Accident cover. The volunteer age range would be from 12 years (high school age) to 85 years and the incident would have to occur when the volunteer was engaged in authorised voluntary activities with the church. With over 85 years confined to reading only activities. Due to legislation, our insurer can’t make any payments for Medicare expenses. However, the volunteer may be able to claim for a percentage of other non-Medicare out of pocket expenses, as well as receiving a weekly benefit if time was taken off work. Nevertheless, every claim and situation can vary, it would be best to speak to your local BIS representative should there be an incident or circumstances that could give rise to a claim.